Health insurance can be confusing and frustrating. I can bill any insurance, however, for most people, it is cheaper to find a counselor in your insurance company’s network of providers. I’m in the network for the following insurers:
- Pacific Source
- Blue Cross and Blue Shield (in Montana and nationally)
- Allegiance Health
I usually bill the insurance company for each counseling session. I collect copays and deductibles from people that consistent with their insurance plan. It is always best to call your insurer before using any healthcare services to make sure you understand how much they will pay and how much you will have to pay.
Missoula Counseling Health Insurance Resources
This site has good information about health insurance policies that apply to counseling in Missoula.
The American Psychological Association has published a very helpful resource on health insurance parity laws that describe how health insurers are legally mandate to treat mental health and counseling services.